Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, HMOs, insurance, and estate planning. Written by award-winning Washington Post financial reporter and syndicated columnist, Stan Hinden, How to Retire Happy arms anyone approaching retirement with easy-to-comprehend answers to all their complicated questions. How to Retire Happy provides practical advice and guidance on the 12 most complicated decisions to make before retiring. It covers all the bases, from where to live to how to invest, from health insurance to taking money out of IRAs. It also goes beyond financial planning to offer practical advice on the key emotional and psychological issues surrounding retirement.