A millionaire real estate investor explains the ins and outs of real estate financing Secrets of Buying and Selling Real Estate is the definitive insider's guide to traditional and creative real estate financing. In understandable, step-by-step language, it walks readers through explanations and examples of conventional real estate financing so they understand clearly how most financing works. Renowned investor and real estate expert Robert Shemin spotlights the advantages and disadvantages of various types of mortgages, terms, and financing strategies. The book moves on to cover legal and ethical creative financing strategies that seasoned investors and homebuyers use to purchase and finance properties. Shemin elaborates on topics such as owners' terms; contracts for deed, land contracts, and lease-options; how to use partners or cosigners; numerous ways to get approval after a mortgage company has turned down the buyer; and creative ways to obtain down payments, getting the seller to contribute using nonprofit programs. Bonus material is also included in the form of a credit scoring and credit-repair seminar for which many people pay as much as USD200 to USD300. This is a groundbreaking book for anyone interested in real estate as an investment option and homebuyers who want to get the best deal for their money's worth. Robert Shemin, JD, MBA (Miami, FL), is the author of The Wall Street Journal bestseller Secrets of a Millionaire Real Estate Investor, its follow-up title Secrets of a Millionaire Landlord, and Unlimited Riches. A nationally recognized real estate expert, he has appeared on NPR, the USA Radio Network, the Business Radio Network, and more than fifty other nationally syndicated and major-city talk radio programs.