This short guide to personal finance is chock-full of experienced-based economic wisdom. I wish I could have read it sixty years ago at the start of my career. Regardless of your age, read it now. Absorb its lessons. They will show you how to make better financial and life-cycle decisions to achieve personal financial wellness.
Richard Sylla, co-author of A History of Interest Rates 4th Ed., Professor Emeritus of Economics, New York University; chairman of the Museum of American Finance (2010-2020)
Joe Calandro and John Hoffmire have very effectively written about financial literacy in a way that is practical, accessible and academically strong. This is an excellent resource for those who wish to obtain a better grasp of, and improve, their personal finance.
Susana Frazao Pinheiro, Head, Healthcare and Life Sciences, School of Management, University College London
Financial independence is the cornerstone of personal freedom and this book provides the most succinct guide I've seen for wealth creation. I'm giving copies to all my children and grandchildren - those here and those to come!
John J. Sviokla, author of The Self-Made Billionaire Effect: How Extreme Producers Create Massive Value, PwC Principal (retired), and former Associate Professor of Harvard Business School
I really love the book. It is fresh. And the stories about the financial foibles of well-known celebrities are fascinating.
Tom Garman, Distinguished Professor Emeritus, Virginia Tech
Someone should have written this book a long time ago. It's clear that the ways individuals, families, and companies budget, keep track of cash, and measure net worth are similar. But until I read this book, I had never seen anyone make this point.
Jim Goodman, President, Gemini Investors
Research shows that more Americans are stressed about their finances than they are by their job, relationships, health concerns or any other stressor. Many don't have access to professionals who can guide them and even those who do may not be confident enough to know where to start and what questions to ask. Raising the level of financial wellness across our society is imperative and, on an individual basis, is life changing. I recommend this book as a great way to understand the practical fundamentals and get started on a path to a better financial future. With relatable examples and actionable insights, everyone can be inspired to take control and set a path for less stress, more confidence and a better life for themselves and their loved ones.
Juneen Belknap Kirk, PwC Principal and Financial Wellness Practice Lead
Calandro and Hoffmire insightfully apply the principles of corporate finance, corporate strategy and value investing to personal finance in a very engaging and informative way. It is a great read for all, from college students to retirees, regardless of income level.
James Russell Kelly, Director of the Gabelli Center for Global Security Analysis at Fordham University
This is a practical book. As societies address inequality, having people become more financially literate is required. Calandro and Hoffmire offer means to help individuals and families. The fact that they practically suggest ways to involve employers is also very useful.
Sara Roth, President, Goldhirsh Foundation
A question came to mind when I was reading, The Business of Personal Finance: How to Improve Financial Wellness. I asked myself: why wasn't this book written years ago? Then it struck me that this is the perfect time.
Joe Saari, Founder, Financial Fitness Group
Readers of many types will benefit from this book. Employees, employee owners, students, investors, and those who are developing their first personal budgets will all find important concepts between these pages.
Ken Serwinski, Co-founder and Chairman, Prairie Capital Advisors; Chairman, Personal Finance Employee Education Fund
