For years, John Lowe's finance annual has helped thousands of people get to grips with the basics of budgeting and learn how to save cash in all areas of their lives. Now the Money Doctor is back to give Ireland's consumers and business owners the tips they need to make the most of 2016.

Whether you buy this book every year or you're just in need of a fresh perspective on your finances, you can trust the Money Doctor to give independent, straight-talking advice.

This fully revised edition includes updates from the previous year, including Budget 2016.

`Readable, reliable, accessible, this is one doctor that will save you money.' - Joe Duffy, Liveline, RTE Radio 1

`This is strong financial medicine from the Money Doctor and is a must read that I regularly refer to.' - Jim Power, economist