This is a practical and accessible guide to help you understand the pension market and set up the right pension for you and your family. Not that long ago, most people didn't give their retirement a second thought - but with the erosion of the state pension and the development of an ageing population supported by an increasingly small workforce, has come the realisation of the need to plan your pension well in advance of when you'll need it. Unfortunately, for most people, the world of pensions is a bewildering array of jargon and statistics. But it doesn't have to be. Need To Know? Pensions is a handy, jargon-free guide, which explains clearly and definitively: how state pension schemes work; how company schemes work and how to opt out of them; how to set up a private pension; how to make the most of the tax breaks available; how to ensure your pension provisions are adequate; and how you can use your pension to provide for your family after your death. If you only ever buy one book to organise your pension and plan for your retirement, this should be it!