All the tools and practical advice you need to turn your personal finances into personal wealth are provided in this work. By following the steps and plans laid out, you really can become a millionaire. With their straightforward and easy to understand approach, the authors explain the eighth wonder of the world, the power of compounding, showing how with relatively small regular savings you can produce a very significant capital sum. Did you know, for example, that with growth at the same rate as the UK stock market over the last 20 years, #5000 a year would produce #2 million in 25 years? But that is only half the story. By using an ISA mortgage, for instance, to finance the purchase of your house or flat you can harness two of the world's best-performing financial assets, property and shares. This book shows you how to set them to work for you at the same time. And believe it or not, the capital profits you make on both will be tax free.