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Credit Risk Scorecards Naeem Siddiqi

Credit Risk Scorecards By Naeem Siddiqi

Credit Risk Scorecards by Naeem Siddiqi

Condition - Very Good
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The development of better, intelligent credit risk scorecards calls for the use of statistical principles for specific business objectives like being able to predict losses better. Credit Risk Scorecards presents a business-focused process for the development and implementation of these risk prediction scorecards.

Credit Risk Scorecards Summary

Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring by Naeem Siddiqi

Praise for Credit Risk Scorecards Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers. -Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of Risk Professionals Siddiqi offers a practical, step-by-step guide for developing and implementing successful credit scorecards. He relays the key steps in an ordered and simple-to-follow fashion. A 'must read' for anyone managing the development of a scorecard. -Jonathan G. Baum Chief Risk Officer, GE Consumer Finance, Europe A comprehensive guide, not only for scorecard specialists but for all consumer credit professionals. The book provides the A-to-Z of scorecard development, implementation, and monitoring processes. This is an important read for all consumer-lending practitioners. -Satinder Ahluwalia Vice President and Head-Retail Credit, Mashreqbank, UAE This practical text provides a strong foundation in the technical issues involved in building credit scoring models. This book will become required reading for all those working in this area. -J. Michael Hardin, PhD Professor of StatisticsDepartment of Information Systems, Statistics, and Management ScienceDirector, Institute of Business Intelligence Mr. Siddiqi has captured the true essence of the credit risk practitioner's primary tool, the predictive scorecard. He has combined both art and science in demonstrating the critical advantages that scorecards achieve when employed in marketing, acquisition, account management, and recoveries. This text should be part of every risk manager's library. -Stephen D. Morris Director, Credit Risk, ING Bank of Canada

Credit Risk Scorecards Reviews

The book is a comprehensive guide for developing, implementing and monitoring credit risk scorecards. (Institute of Chartered Financial Analysts of India, November 2006)

About Naeem Siddiqi

NAEEM SIDDIQI is a Business Solution Specialist-Risk with SAS(r) Canada. He has over twelve years' experience in credit risk management, both as a consultant and as a user at financial institutions. He played a key role in the development of SAS Credit Scoring, and provides worldwide support for this initiative. Siddiqi has conducted training sessions on this methodology in Belgium, Germany, Hong Kong, Thailand, Malaysia, Taiwan, and Australia, as well as the United States, and is a frequent speaker on credit scoring related topics at conferences worldwide. Siddiqi has an honours bachelor of engineering from Imperial College of Science, Technology and Medicine at the University of London, and an MBA from York University in Toronto.

Table of Contents

Acknowledgments. Chapter 1: Introduction. Scorecards: General Overview. Chapter 2: Scorecard Development: The People and the Process. Scorecard Development Roles. Intelligent Scorecard Development. Scorecard Development and Implementation Process: Overview. Chapter 3: Scorecard Development Process, Stage 1: Preliminaries and Planning. Create Business Plan. Create Project Plan. Why Scorecard Format? Chapter 4: Scorecard Development Process, Stage 2: Data Review and Project Parameters. Data Availability and Quality. Data Gathering for Definition of Project Parameters. Definition of Project Parameters. Segmentation. Methodology. Review of Implementation Plan. Chapter 5: Scorecard Development Process, Stage 3: Development Database Creation. Development Sample Specification. Development Data Collection and Construction. Adjusting for Prior Probabilities. Chapter 6: Scorecard Development Process, Stage 4: Scorecard Development. Explore Data. Missing Values and Outliers. Correlation. Initial Characteristic Analysis. Preliminary Scorecard. Reject Inference. Final Scorecard Production. Choosing a Scorecard. Validation. Chapter 7: Scorecard Development Process, Stage 5: Scorecard Management Reports. Gains Table. Characteristic Reports. Chapter 8: Scorecard Development Process, Stage 6: Scorecard Implementation. Preimplementation Validation. Strategy Development. Chapter 9: Scorecard Development Process, Stage 7: Postimplementation. Scorecard and Portfolio Monitoring Reports. Review. Bibliography. Index.

Additional information

Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring by Naeem Siddiqi
Used - Very Good
John Wiley and Sons Ltd
Book picture is for illustrative purposes only, actual binding, cover or edition may vary.
This is a used book - there is no escaping the fact it has been read by someone else and it will show signs of wear and previous use. Overall we expect it to be in very good condition, but if you are not entirely satisfied please get in touch with us

Customer Reviews - Credit Risk Scorecards