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John Black was a Fellow and Tutor in Economics at Merton College, Oxford and then Professor of Economic Theory at the University of Exeter. His many publications include The Economics of Modern Britain, Essential Mathematics for Economics (with J.F. Bradley), and Housing Policy and Finance (with D.C. Stafford). He is now an Emeritus Professor of the University of Exeter. Nigar Hashimzade is Professor of Economics at the University of Reading. She undertakes research in economics and econometrics. Her publications include papers in Economic Theory and Econometric Theory, and she has contributed to Essays in Dynamic General Equilibrium Theory (2005). Gareth Myles is Professor of Economics at the University of Exeter and a Research Fellow of the Institute for Fiscal Studies. His main research areas are public economics, labour economics, and microeconomics. His publications in these areas include the textbooks Public Economics (1995) and Intermediate Public Economics (2006). He also is an Academic Adviser to HM Treasury and HM Revenue and Customs.